Non-QM Jumbo Loans in Atherton: Silicon Valley's Wealthiest Community Atherton, America's wealthiest zip code, demands specialized financing. When DSCR underwriting fails on $10M-$50M estates, Non-QM programs provide solutions for tech executives and entrepreneurs. Why Atherton Properties Need Non-QM Silicon Valley's premier address faces unique challenges: • Median home price exceeds $7M • Tech executive compensation (stock options, RSUs) • Estate-sized properties with no rental market • Premium carrying costs vs. rental potential Non-QM Solutions for Atherton Bank Statement Programs Perfect for tech entrepreneurs: • Startup founders with equity compensation • Venture capitalists with irregular income • Tech executives with complex W-2s • Business owners with strong cash flow Asset Depletion Options Ideal for stock-rich tech professionals: • RSU and stock option portfolios • Venture capital holdings • IPO liquidation planning • Diversified investment accounts Atherton Loan Specifications • Loan Range: $3M - $40M • Down Payment: 25-35% • FICO Score: 720+ preferred • Closing: 30-45 days • Vesting: LLC, Trust, Personal Contact Pacific Rate for Atherton Financing Direct: (818) 880-1466 24/7: (630) 332-9115 Email: kiani105@yahoo.com Pacific Rate - NMLS #329956 | Serving Silicon Valley Since 2004