Non-QM Jumbo Loans in Hidden Hills: Alternative Investment Property Financing Hidden Hills' exclusive gated estates ($4M-$20M) require specialized financing beyond standard DSCR programs. Non-QM jumbo loans accommodate this ultra-luxury market's unique characteristics. Why Hidden Hills Needs Non-QM This celebrity enclave presents financing challenges: • Estate-sized properties with minimal rental market • Premium HOA and guard gate expenses • Equestrian facilities add value but not rental income • Privacy features increase costs without proportional rents Non-QM Programs for Hidden Hills Buyers Bank Statement Loans Popular with entertainment and business professionals: • No tax return scrutiny • Qualify on gross deposits • Expense factor adjustments • Fast approval process Asset-Based Qualification Common among high-net-worth buyers: • Investment portfolio qualification • Retirement account utilization • Trust and estate assets • No employment verification Hidden Hills Loan Features • Loan Size: $2M - $25M • Down Payment: 25-30% • Credit Requirements: 700+ recommended • Closing: 30-45 days typical • Vesting: LLC, Trust, or personal name Hidden Hills Case Study $8.9M equestrian estate - Asset depletion loan using $6M portfolio. DSCR wasn't viable due to property type. Closed in 38 days. Contact Your Hidden Hills Non-QM Specialist Direct: (818) 880-1466 Always Available: (630) 332-9115 Email: kiani105@yahoo.com Pacific Rate - NMLS #329956 | Serving Hidden Hills Since 2004 Ready to Secure Your Financing? Contact Pacific Rate Today: ?? For Immediate Response: (818) 880-1466 ?? 24/7 Support: (630) 884-1362 ?? Email: support@pacificrate.com Pacific Rate - NMLS #329956 Serving California's Luxury Real Estate Markets